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Denver Employees Retirement Plan

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DERP At a Glance

Active Member Handbook

The Importance of Choosing a DERP Beneficiary Flyer

Inactive

Are you a former employee of the City and County of Denver, Denver Health and Hospital Authority (DHHA), or the Denver Employees Retirement Plan wondering if you qualify for a monthly DERP Pension Benefit payment? Well, it depends on whether you were vested when you separated.

  • Not Vested – If you have less than five years of service credit, you are not vested with DERP. You can request a refund of your employee contributions or roll them over to another qualified retirement account.

Log in to your MyDERP.org account and click the Refund of Contributions button.

  1. Employees Separating Directly from the City or Other Covered Employer
    • Refund requests submitted before or on December 16, 2024, will be processed and paid on the first Friday of the month after we receive your final earnings information from the city. This will take approximately 90 days after your separation date.
    • Refund requests submitted after December 16, 2024, will be processed and paid on the second Friday of the month after we receive your final earnings information from the city. This will take approximately 90 days after your separation date.
  2. Former Employees Separated from the City or Other Covered Employer for More Than 90 Days
    • Be sure to submit your refund request by the end of the month so it will be processed and paid on the second Friday of the following month.
  • Vested and Not Age-Eligible for a monthly lifetime DERP Pension Benefit – If you have at least five years of service credit upon your separation, you are eligible to receive a monthly lifetime DERP Pension Benefit payment from DERP as early as age 55 or 60 depending on your membership tier. If you do not yet meet the age requirement, you will want to make sure you keep your contact and beneficiary information current with DERP. A membership services representative will contact you about applying for your monthly lifetime DERP Pension Benefit, and signing up for DERP Plus Benefits, 90 days prior to eligibility.

Log in to your MyDERP.org account to view/update your contact and beneficiary information.

  • Vested and Age-Eligible for a monthly lifetime DERP Pension Benefit – If you have at least five years of service credit upon your separation and are at least age 55 or 60 (depending on your membership tier), you are eligible to start receiving your monthly lifetime DERP Pension Benefit payment as early as the first of the month following your separation date.

Refer to the Ready to Retire page for an overview and the steps to take to apply for your DERP Pension Benefit.

If you are rehired into an eligible position and become an active member, you’ll begin contributing to you DERP Pension Benefit once again and begin accruing additional service credit. If your contributions were refunded, you may receive service credit for the years of service forfeited if the amount refunded, plus interest, is repaid to DERP within 24 months of being rehired.