The 2022 Denver Employees Retirement Plan (DERP) Open Enrollment period is October 1-31, 2021. Now is the time for you to look at how you used your health insurance this year, anticipate how you will use your health insurance next year, and fine-tune your package to match..
Have you reviewed the Your Guide to 2022 DERP Retiree Health Insurance book?
You should have received the Your Guide to 2022 DERP Retiree Health Insurance book in your mailbox. This book provides a wealth of information to help you select medical plus prescription, dental, and/or vision plans for the upcoming year.
If you didn’t receive your book it is available on the website. On the toolbar click Retired Members, select Health Insurance, and expand the 2022 Health Insurance Options accordion
Does your existing plan meet next year’s needs?
- Yes
Great! You don’t need to do anything during Open Enrollment. Your coverage will remain the same for 2022. - No
This is your opportunity to make a change. Think about the changes you’ve experienced over the past year, what you anticipate in the coming year, and select the plans that will best meet your needs.
How do you make changes to your health insurance plans?
All changes must be made through your MyDERP.org account.
Are there rate changes for 2022?
Yes, but the good news is there are no rate increases—and there even some rate decreases—to the health insurance plans for 2022! Rate changes are highlighted below.
- Medical
- There will be no increase to the rates for the non-Medicare medical plans (not including the out-of-state Kaiser Permanente non-Medicare plans).
- There will be a decrease to the rates for the Humana Medicare Advantage plans.
- There will be a decrease to the rate for the Kaiser Senior Advantage plan.
- Dental
- There will be a decrease to the rates for the Delta Dental plans.
- There will be no increase to the rates for the Cigna Dental plans.
- Vision
- There will be no increase to the rates for the VSP vision plan.
Click Retired Members on the navigation bar, select Health Insurance, and expand the 2022 Health Insurance Options accordion and you’ll find carrier presentations and pamphlets.
What’s the deadline to make changes to your coverage?
Open Enrollment closes Sunday, October 31 at midnight Mountain Time. If you miss the Open Enrollment deadline you’ll have to wait until the 2022 Open Enrollment period to make changes unless you experience a qualifying life event.
When will the changes be effective?
Changes are effective Saturday, January 1, 2022.
Do you have questions about the DERP health benefit plan?
Send an email to Help@DERP.org or call (303) 839-5419, Monday-Friday from 8:00 a.m. – 5:00 p.m.