Open Enrollment is your opportunity to evaluate your health care needs and select the plan(s) best suited to you and your eligible covered dependents! Don’t wait to choose your coverage for 2025. Open Enrollment ends Thursday, October 31, 2024, at midnight Mountain Time. For help choosing the best coverage for you, review the 2025 DERP Retiree Health Insurance Guide, which contains information about the medical, dental, and/or vision plans available in the coming year.

Do you like the health insurance plans you have?
Great! You don’t need to do anything during Open Enrollment. Your elections will remain the same.

How do you make changes to your health insurance plans?
All changes must be made through your MyDERP.org account.

If you modify your health insurance plan(s) how do you know your changes have been received?
When you modify your health insurance plan(s), you’ll see a message on your screen telling you your request has been submitted to DERP for approval. Your status will display Submitted Pending Approval.

After a membership services representative reviews your choices and verifies all necessary documentation is included, your status will change to Approved. This process may take up to three business days.

Do you need more information?
Visit DERP.org, click Retired Members in the navigation bar, select Health Insurance, and expand the 2025 Health Insurance Options accordion to view carrier presentations and download pamphlets.

What’s the deadline to make changes to your health insurance coverage?
Open Enrollment closes Thursday, October 31 at midnight Mountain Time.

If you miss this deadline, you’ll have to wait until the next Open Enrollment period to make changes, unless you experience a qualifying life event.

When does your new health insurance plan coverage start?
Your new health coverage starts Wednesday, January 1, 2025.

Questions?
Email Help@DERP.org. or call (303) 839-5419. Our hours for email and phone support are Monday-Friday, 7:30 a.m.-4:30 p.m.