The 2023 Open Enrollment period is October 1-31, 2022. Now is the time to look at how you used your health insurance this year, anticipate how you will use your health insurance next year, and fine-tune your package to match!
If you want to remain in your current DERP health plan(s) in 2023, with the same covered dependents, you do not need to do anything during Open Enrollment. Your coverage(s) and carrier(s) will remain the same.
Have you reviewed the Your Guide to 2023 DERP Retiree Health Insurance book?
You should have received the Your Guide to 2023 DERP Retiree Health Insurance book in your mailbox. This book provides a wealth of information to help you select medical, dental, and/or vision plans for the upcoming year.
If you didn’t receive your book, it is available on the website. Click Retired Members, select Health Insurance, and expand the 2023 Health Insurance Options accordion.
Does your existing plan meet next year’s needs?
- Yes
Great! You don’t need to do anything during Open Enrollment. Your coverage will remain the same for 2022. - No
This is your opportunity to make a change. Think about the changes you’ve experienced over the past year, what you anticipate in the coming year, and select the plans that will best meet your needs.
How do you make changes to your health benefit plans?
All changes must be made through your MyDERP.org account.
Are there rate changes for 2023?
Yes. The changes are highlighted below.
Medical
- Increase to the non-Medicare medical plan rates
- Decrease to the Humana Medicare Advantage plan rates
- No change to the Kaiser Senior Advantage plan rates
Dental
- No change to the Cigna and Delta Dental plan rates
Vision
- No change to the VSP vision plan rates
Do you need more information?
Visit DERP.org, click Retired Members on the navigation bar, select Health Insurance, and expand the 2023 Health Insurance Options accordion and you’ll find carrier presentations and pamphlets.
What’s the deadline to make changes to your coverage?
Open Enrollment closes Monday, October 31 at midnight Mountain Time.
If you need to change your coverage and miss the Open Enrollment deadline, you’ll have to wait until the 2023 Open Enrollment period to make changes unless you experience a qualifying life event.
When will the changes be effective?
Changes are effective Sunday, January 1, 2023.
Questions?
Email Help@DERP.org. or call (303) 839-5419 Monday-Friday, from 8:00 a.m-5:00 p.m.